/* =====================================================================
   McMillan Law PLLC : design system
   Everything is scoped under .mcl so the same stylesheet works as a
   standalone site (<body class="mcl">) and inside Squarespace code
   blocks (<div class="mcl">) without fighting the platform's styles.
   ===================================================================== */

.mcl {
  --navy-950: #050E1C;
  --navy-900: #0A1A33;
  --navy-850: #0D2140;
  --navy-800: #112A50;
  --navy-700: #1A3A69;
  --navy-600: #2B4F86;
  --gold-200: #EFDDB0;
  --gold-300: #E4C987;
  --gold-400: #D6B465;
  --gold-500: #C69F4A;
  --gold-600: #A5832F;
  --gold-700: #7A5D1E;
  --ivory: #FAF7F0;
  --parchment: #F3ECDD;
  --paper: #FFFFFF;
  --ink: #0F1B2D;
  --ink-2: #33415A;
  --ink-3: #5A6579;
  --line: #E4DCCA;
  --line-soft: #EFE9DC;
  --on-navy: #E9EEF6;
  --on-navy-2: #B7C3D6;
  --on-navy-line: rgba(214, 180, 101, 0.22);
  --ok: #2F6B4F;
  --warn: #8A4B12;

  --serif: "Cormorant Garamond", "Iowan Old Style", "Palatino Linotype", Palatino, Georgia, serif;
  --sans: "Inter", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;

  --radius: 6px;
  --radius-lg: 12px;
  --shadow-sm: 0 1px 2px rgba(10, 26, 51, 0.06);
  --shadow: 0 1px 2px rgba(10, 26, 51, 0.06), 0 10px 30px rgba(10, 26, 51, 0.08);
  --shadow-lg: 0 2px 4px rgba(10, 26, 51, 0.08), 0 24px 60px rgba(10, 26, 51, 0.16);
  --maxw: 1200px;
  --gutter: clamp(16px, 4vw, 40px);
  --section-y: clamp(64px, 8vw, 112px);
  --header-h: 76px;

  font-family: var(--sans);
  font-size: 17px;
  line-height: 1.65;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
}

.mcl *, .mcl *::before, .mcl *::after { box-sizing: border-box; }
body.mcl { margin: 0; }
.mcl img, .mcl svg, .mcl picture { display: block; max-width: 100%; }
.mcl img { height: auto; }

/* ---------- Typography ---------- */
.mcl h1, .mcl h2, .mcl h3, .mcl h4 {
  font-family: var(--serif);
  font-weight: 600;
  color: var(--navy-900);
  line-height: 1.12;
  letter-spacing: -0.01em;
  margin: 0 0 0.5em;
  text-wrap: balance;
  font-variant-numeric: lining-nums;
}
.mcl h1 { font-size: clamp(2.5rem, 5.2vw, 4.25rem); }
.mcl h2 { font-size: clamp(2rem, 3.6vw, 3rem); }
.mcl h3 { font-size: clamp(1.45rem, 2.2vw, 1.75rem); line-height: 1.2; }
.mcl h4 { font-family: var(--sans); font-size: 1rem; font-weight: 700; letter-spacing: 0; }
.mcl h1 em, .mcl h2 em { font-style: italic; color: var(--gold-600); font-weight: 600; }
:where(.mcl) p { margin: 0 0 1.1em; }
:where(.mcl) a { color: var(--navy-700); text-decoration-thickness: 1px; text-underline-offset: 3px; }
:where(.mcl) a:hover { color: var(--gold-700); }
:where(.mcl) strong { font-weight: 650; color: var(--navy-900); }
:where(.mcl) small { font-size: 0.85em; }
:where(.mcl) :where(ul, ol) { margin: 0 0 1.2em; padding-left: 1.25em; }
:where(.mcl) li { margin: 0 0 0.45em; }
:where(.mcl) hr { border: 0; border-top: 1px solid var(--line); margin: 2.5rem 0; }
.mcl :focus-visible { outline: 3px solid var(--gold-400); outline-offset: 3px; border-radius: 3px; }

.mcl-lede { font-size: clamp(1.1rem, 1.6vw, 1.3rem); line-height: 1.6; color: var(--ink-2); max-width: 44em; }
.mcl-eyebrow {
  display: inline-flex; align-items: center; gap: 0.75em;
  font-family: var(--sans); font-size: 0.78rem; font-weight: 700;
  letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold-700);
  margin: 0 0 1.1rem;
}
.mcl-eyebrow::before { content: ""; width: 28px; height: 1px; background: currentColor; }
.mcl-center { text-align: center; }
.mcl-center .mcl-eyebrow { justify-content: center; }
.mcl-center .mcl-lede { margin-left: auto; margin-right: auto; }
.mcl-muted { color: var(--ink-3); }
.mcl-fine { font-size: 0.82rem; line-height: 1.55; color: var(--ink-3); }

/* ---------- Layout ---------- */
.mcl-container { width: 100%; max-width: var(--maxw); margin: 0 auto; padding: 0 var(--gutter); }
.mcl-container--narrow { max-width: 820px; }
.mcl-section { padding: var(--section-y) 0; position: relative; }
.mcl-section--tight { padding: clamp(40px, 5vw, 64px) 0; }
.mcl-section--ivory { background: var(--ivory); }
.mcl-section--parchment { background: var(--parchment); }
.mcl-section--navy { background: var(--navy-900); color: var(--on-navy); }
.mcl-section--rule { border-top: 1px solid var(--line); }
.mcl-section-head { max-width: 760px; margin-bottom: clamp(32px, 4vw, 56px); }
.mcl-section-head.mcl-center { margin-left: auto; margin-right: auto; }
.mcl-grid { display: grid; gap: clamp(20px, 2.5vw, 32px); }
.mcl-grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.mcl-grid--3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.mcl-grid--4 { grid-template-columns: repeat(4, minmax(0, 1fr)); }
@media (max-width: 960px) {
  .mcl-grid--3, .mcl-grid--4 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 680px) {
  .mcl-grid--2, .mcl-grid--3, .mcl-grid--4 { grid-template-columns: 1fr; }
}

/* Navy sections: invert type */
.mcl-section--navy h1, .mcl-section--navy h2, .mcl-section--navy h3,
.mcl-hero h1, .mcl-pagehero h1, .mcl-cta h2 { color: #FFFFFF; }
.mcl-section--navy h2 em, .mcl-hero h1 em, .mcl-pagehero h1 em, .mcl-cta h2 em { color: var(--gold-400); }
.mcl-section--navy .mcl-eyebrow, .mcl-hero .mcl-eyebrow, .mcl-pagehero .mcl-eyebrow, .mcl-cta .mcl-eyebrow { color: var(--gold-400); }
.mcl-section--navy .mcl-lede, .mcl-hero .mcl-lede, .mcl-pagehero .mcl-lede, .mcl-cta .mcl-lede { color: var(--on-navy-2); }
.mcl-section--navy a:not(.mcl-btn) { color: var(--gold-300); }
.mcl-section--navy strong { color: #FFFFFF; }

/* ---------- Buttons ---------- */
.mcl-btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 0.6em;
  min-height: 52px; padding: 0 1.6em;
  font-family: var(--sans); font-size: 0.98rem; font-weight: 650; letter-spacing: 0.01em;
  text-decoration: none; border-radius: var(--radius); border: 1.5px solid transparent;
  cursor: pointer; transition: background-color .18s ease, color .18s ease, border-color .18s ease, transform .18s ease, box-shadow .18s ease;
  white-space: nowrap;
}
.mcl-btn svg { width: 18px; height: 18px; flex: none; }
.mcl-btn--gold { background: var(--gold-500); color: var(--navy-950); box-shadow: 0 6px 18px rgba(198, 159, 74, 0.28); }
.mcl-btn--gold:hover { background: var(--gold-400); color: var(--navy-950); transform: translateY(-1px); }
.mcl-btn--navy { background: var(--navy-900); color: #FFFFFF; }
.mcl-btn--navy:hover { background: var(--navy-700); color: #FFFFFF; }
.mcl-btn--outline { border-color: rgba(214, 180, 101, 0.7); color: #FFFFFF; background: transparent; }
.mcl-btn--outline:hover { border-color: var(--gold-300); background: rgba(214, 180, 101, 0.1); color: #FFFFFF; }
.mcl-btn--outline-dark { border-color: var(--navy-900); color: var(--navy-900); background: transparent; }
.mcl-btn--outline-dark:hover { background: var(--navy-900); color: #FFFFFF; }
.mcl-btn--block { width: 100%; }
.mcl-btns { display: flex; flex-wrap: wrap; gap: 14px; }

.mcl-textlink {
  display: inline-flex; align-items: center; gap: 0.45em;
  font-weight: 650; font-size: 0.95rem; color: var(--navy-800); text-decoration: none;
  border-bottom: 1.5px solid var(--gold-500); padding-bottom: 2px;
}
.mcl-textlink svg { width: 16px; height: 16px; transition: transform .18s ease; }
.mcl-textlink:hover { color: var(--gold-700); }
.mcl-textlink:hover svg { transform: translateX(3px); }

/* ---------- Skip link ---------- */
.mcl-skip { position: absolute; left: -9999px; top: 8px; z-index: 1000; background: var(--gold-500); color: var(--navy-950); padding: 10px 16px; border-radius: var(--radius); font-weight: 700; }
.mcl-skip:focus { left: 8px; }

/* ---------- Top bar + header (standalone site only) ---------- */
.mcl-topbar { background: var(--navy-950); color: var(--on-navy-2); font-size: 0.82rem; }
.mcl-topbar .mcl-container { display: flex; justify-content: space-between; align-items: center; gap: 16px; min-height: 38px; }
.mcl-topbar a { color: var(--gold-300); text-decoration: none; font-weight: 600; }
.mcl-topbar a:hover { color: #FFFFFF; }
.mcl-topbar__right { display: flex; gap: 20px; align-items: center; }
@media (max-width: 760px) { .mcl-topbar__left { display: none; } .mcl-topbar .mcl-container { justify-content: center; } }

.mcl-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(10, 26, 51, 0.97);
  backdrop-filter: saturate(140%) blur(8px);
  border-bottom: 1px solid var(--on-navy-line);
  transition: box-shadow .2s ease;
}
.mcl-header.is-scrolled { box-shadow: 0 8px 24px rgba(5, 14, 28, 0.35); }
.mcl-header .mcl-container { display: flex; align-items: center; justify-content: space-between; gap: 24px; min-height: var(--header-h); }

.mcl-logo { display: inline-flex; align-items: center; gap: 12px; text-decoration: none; color: #FFFFFF; flex: none; }
.mcl-logo:hover { color: #FFFFFF; }
.mcl-logo__mark { width: 40px; height: 40px; color: var(--gold-400); }
.mcl-logo__text { display: flex; flex-direction: column; line-height: 1; }
.mcl-logo__name { font-family: var(--serif); font-weight: 700; font-size: 1.55rem; letter-spacing: 0.06em; }
.mcl-logo__sub { font-family: var(--sans); font-size: 0.62rem; font-weight: 600; letter-spacing: 0.34em; text-transform: uppercase; color: var(--gold-400); margin-top: 5px; }

.mcl-nav { display: flex; align-items: center; gap: 4px; }
.mcl-nav__item { position: relative; }
.mcl-nav__link {
  display: inline-flex; align-items: center; gap: 6px;
  padding: 10px 11px; color: var(--on-navy); text-decoration: none; white-space: nowrap;
  font-size: 0.93rem; font-weight: 550; border-radius: var(--radius);
}
.mcl-nav__link svg { width: 12px; height: 12px; opacity: .7; }
.mcl-nav__link:hover, .mcl-nav__item:focus-within > .mcl-nav__link { color: var(--gold-300); }
.mcl-nav__link[aria-current="page"] { color: var(--gold-300); box-shadow: inset 0 -2px 0 var(--gold-500); border-radius: 0; }
.mcl-nav__menu {
  position: absolute; top: calc(100% + 6px); left: -8px; min-width: 300px;
  background: var(--paper); border-radius: var(--radius-lg); box-shadow: var(--shadow-lg);
  border-top: 3px solid var(--gold-500);
  padding: 10px; opacity: 0; visibility: hidden; transform: translateY(6px);
  transition: opacity .16s ease, transform .16s ease, visibility .16s;
}
.mcl-nav__item:hover > .mcl-nav__menu, .mcl-nav__item:focus-within > .mcl-nav__menu { opacity: 1; visibility: visible; transform: none; }
.mcl-nav__menu a { display: block; padding: 10px 12px; border-radius: var(--radius); text-decoration: none; color: var(--ink); font-size: 0.93rem; line-height: 1.35; }
.mcl-nav__menu a span { display: block; font-size: 0.8rem; color: var(--ink-3); margin-top: 2px; }
.mcl-nav__menu a:hover { background: var(--ivory); color: var(--navy-800); }
.mcl-nav__menu a.is-pillar { font-weight: 650; color: var(--navy-900); border-bottom: 1px solid var(--line-soft); border-radius: var(--radius) var(--radius) 0 0; margin-bottom: 4px; }
.mcl-header__cta { display: flex; align-items: center; gap: 14px; }
.mcl-header__phone { color: #FFFFFF; text-decoration: none; font-weight: 650; font-size: 0.95rem; display: inline-flex; align-items: center; gap: 8px; white-space: nowrap; }
.mcl-header__phone svg { width: 16px; height: 16px; color: var(--gold-400); }
.mcl-header__phone:hover { color: var(--gold-300); }
.mcl-header .mcl-btn { min-height: 44px; padding: 0 1.2em; font-size: 0.9rem; }

.mcl-burger { display: none; background: transparent; border: 1px solid var(--on-navy-line); border-radius: var(--radius); width: 46px; height: 46px; color: #FFFFFF; cursor: pointer; align-items: center; justify-content: center; }
.mcl-burger svg { width: 22px; height: 22px; }

@media (max-width: 1480px) {
  .mcl-header__phone { display: none; }
}
@media (max-width: 980px) {
  .mcl-nav, .mcl-header__cta { display: none; }
  .mcl-burger { display: inline-flex; }
  .mcl-logo__name { font-size: 1.35rem; }
}

/* Mobile drawer */
.mcl-drawer { position: fixed; inset: 0; z-index: 90; visibility: hidden; }
.mcl-drawer.is-open { visibility: visible; }
.mcl-drawer__scrim { position: absolute; inset: 0; background: rgba(5, 14, 28, 0.6); opacity: 0; transition: opacity .2s ease; }
.mcl-drawer.is-open .mcl-drawer__scrim { opacity: 1; }
.mcl-drawer__panel {
  position: absolute; top: 0; right: 0; bottom: 0; width: min(92vw, 400px);
  background: var(--navy-900); color: var(--on-navy); padding: 20px 22px 28px;
  transform: translateX(100%); transition: transform .24s ease; overflow-y: auto;
  display: flex; flex-direction: column; gap: 18px;
}
.mcl-drawer.is-open .mcl-drawer__panel { transform: none; }
.mcl-drawer__top { display: flex; justify-content: space-between; align-items: center; }
.mcl-drawer__close { background: transparent; border: 1px solid var(--on-navy-line); color: #FFFFFF; width: 44px; height: 44px; border-radius: var(--radius); cursor: pointer; font-size: 22px; line-height: 1; }
.mcl-drawer nav a { display: block; color: #FFFFFF; text-decoration: none; padding: 12px 0; border-bottom: 1px solid rgba(255,255,255,0.08); font-weight: 550; }
.mcl-drawer nav a.is-sub { padding-left: 16px; color: var(--on-navy-2); font-weight: 450; font-size: 0.95rem; }
.mcl-drawer nav a:hover { color: var(--gold-300); }
.mcl-drawer__label { font-size: 0.72rem; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold-400); font-weight: 700; margin: 14px 0 2px; }

/* ---------- Home hero ---------- */
.mcl-hero {
  position: relative; overflow: hidden; color: var(--on-navy);
  background:
    radial-gradient(1200px 600px at 85% -10%, rgba(43, 79, 134, 0.55), transparent 60%),
    radial-gradient(900px 500px at -10% 110%, rgba(198, 159, 74, 0.10), transparent 60%),
    linear-gradient(180deg, var(--navy-900), var(--navy-950));
  padding: clamp(56px, 7vw, 96px) 0 clamp(120px, 12vw, 170px);
}
.mcl-hero::before {
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .5;
  background-image: repeating-linear-gradient(90deg, rgba(214, 180, 101, 0.05) 0 1px, transparent 1px 120px);
}
.mcl-hero .mcl-container { position: relative; display: grid; grid-template-columns: 1.15fr 0.85fr; gap: clamp(32px, 5vw, 72px); align-items: center; }
.mcl-hero h1 { font-size: clamp(2.5rem, 5vw, 4.1rem); margin-bottom: 0.45em; }
.mcl-hero .mcl-lede { margin-bottom: 2rem; }
.mcl-hero__trust { display: flex; flex-wrap: wrap; gap: 10px 26px; margin-top: 2rem; padding: 0; list-style: none; }
.mcl-hero__trust li { display: flex; align-items: center; gap: 9px; font-size: 0.9rem; color: var(--on-navy-2); margin: 0; }
.mcl-hero__trust svg { width: 18px; height: 18px; color: var(--gold-400); flex: none; }

.mcl-portrait { position: relative; justify-self: center; width: min(100%, 440px); }
.mcl-portrait::before {
  content: ""; position: absolute; inset: 0; transform: translate(18px, 18px);
  border: 1.5px solid var(--gold-500); border-radius: 4px; z-index: 0;
}
.mcl-portrait picture, .mcl-portrait img { position: relative; z-index: 1; border-radius: 4px; width: 100%; aspect-ratio: 4 / 5; object-fit: cover; box-shadow: var(--shadow-lg); }
.mcl-portrait__tag {
  position: absolute; z-index: 2; left: -28px; bottom: 34px;
  background: var(--paper); color: var(--ink); border-radius: var(--radius);
  padding: 14px 18px 14px 16px; box-shadow: var(--shadow-lg); border-left: 3px solid var(--gold-500);
  max-width: 260px;
}
.mcl-portrait__tag strong { display: block; font-family: var(--serif); font-size: 1.25rem; line-height: 1.1; color: var(--navy-900); }
.mcl-portrait__tag span { display: block; font-size: 0.8rem; color: var(--ink-3); margin-top: 4px; line-height: 1.35; }
@media (max-width: 900px) {
  .mcl-hero .mcl-container { grid-template-columns: 1fr; }
  .mcl-portrait { width: min(78%, 360px); margin-top: 8px; }
  .mcl-portrait__tag { left: -14px; bottom: 20px; }
}

/* ---------- Problem picker cards (overlap hero) ---------- */
.mcl-picker { position: relative; z-index: 3; margin-top: clamp(-120px, -9vw, -80px); }
.mcl-pcard {
  position: relative; display: flex; flex-direction: column; height: 100%;
  background: var(--paper); border-radius: var(--radius-lg); padding: 30px 28px 26px;
  box-shadow: var(--shadow-lg); text-decoration: none; color: var(--ink);
  border-top: 3px solid var(--gold-500);
  transition: transform .2s ease, box-shadow .2s ease;
}
.mcl-pcard:hover { transform: translateY(-4px); color: var(--ink); box-shadow: 0 4px 8px rgba(10,26,51,.08), 0 30px 70px rgba(10,26,51,.2); }
.mcl-pcard__icon { width: 52px; height: 52px; border-radius: 50%; background: var(--navy-900); color: var(--gold-400); display: grid; place-items: center; margin-bottom: 18px; }
.mcl-pcard__icon svg { width: 26px; height: 26px; }
.mcl-pcard__kicker { font-size: 0.74rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold-700); margin-bottom: 6px; }
.mcl-pcard h3 { font-size: 1.6rem; margin-bottom: 0.4em; }
.mcl-pcard p { color: var(--ink-2); font-size: 0.97rem; flex: 1; }
.mcl-pcard__list { list-style: none; padding: 0; margin: 0 0 18px; font-size: 0.9rem; color: var(--ink-2); }
.mcl-pcard__list li { padding-left: 18px; position: relative; margin-bottom: 6px; }
.mcl-pcard__list li::before { content: ""; position: absolute; left: 0; top: 0.62em; width: 7px; height: 7px; border: 1.5px solid var(--gold-600); transform: rotate(45deg); }
.mcl-pcard .mcl-textlink { align-self: flex-start; margin-top: auto; }

/* ---------- Statute stats ---------- */
.mcl-stats { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); border-top: 1px solid var(--on-navy-line); border-bottom: 1px solid var(--on-navy-line); }
.mcl-stat { padding: 34px 28px; border-right: 1px solid var(--on-navy-line); }
.mcl-stat:last-child { border-right: 0; }
.mcl-stat__num { font-variant-numeric: lining-nums; font-family: var(--serif); font-size: clamp(2.6rem, 4.6vw, 3.6rem); font-weight: 600; color: var(--gold-400); line-height: 1; margin-bottom: 12px; }
.mcl-stat__label { font-weight: 650; color: #FFFFFF; margin-bottom: 6px; }
.mcl-stat p { color: var(--on-navy-2); font-size: 0.92rem; margin: 0; }
.mcl-stat cite { display: block; font-style: normal; font-size: 0.78rem; color: var(--gold-300); margin-top: 10px; letter-spacing: 0.02em; }
@media (max-width: 860px) {
  .mcl-stats { grid-template-columns: 1fr; }
  .mcl-stat { border-right: 0; border-bottom: 1px solid var(--on-navy-line); }
  .mcl-stat:last-child { border-bottom: 0; }
}
.mcl-stats--light { border-color: var(--line); }
.mcl-stats--light .mcl-stat { border-color: var(--line); }
.mcl-stats--light .mcl-stat__num { color: var(--gold-700); }
.mcl-stats--light .mcl-stat__label { color: var(--navy-900); }
.mcl-stats--light .mcl-stat p { color: var(--ink-2); }
.mcl-stats--light .mcl-stat cite { color: var(--gold-700); }

/* ---------- Steps ---------- */
.mcl-steps { counter-reset: step; display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 28px; list-style: none; padding: 0; margin: 0; }
.mcl-steps > li { counter-increment: step; position: relative; padding-top: 58px; margin: 0; }
.mcl-steps > li::before {
  content: counter(step, decimal-leading-zero); position: absolute; top: 0; left: 0;
  font-family: var(--serif); font-size: 2.4rem; font-weight: 600; color: var(--gold-600); line-height: 1;
}
.mcl-steps > li::after { content: ""; position: absolute; top: 18px; left: 64px; right: -14px; height: 1px; background: var(--line); }
.mcl-steps > li:last-child::after { display: none; }
.mcl-steps h3 { font-size: 1.4rem; }
.mcl-steps p { color: var(--ink-2); font-size: 0.96rem; margin: 0; }
@media (max-width: 960px) { .mcl-steps { grid-template-columns: repeat(2, minmax(0, 1fr)); } .mcl-steps > li::after { display: none; } }
@media (max-width: 600px) { .mcl-steps { grid-template-columns: 1fr; } }

/* ---------- Feature list / checks ---------- */
.mcl-checks { list-style: none; padding: 0; margin: 0 0 1.4em; }
.mcl-checks li { position: relative; padding-left: 34px; margin-bottom: 0.8em; }
.mcl-checks li::before {
  content: ""; position: absolute; left: 0; top: 0.2em; width: 22px; height: 22px; border-radius: 50%;
  background: var(--navy-900) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23D6B465' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M5 12.5l4.5 4.5L19 7.5'/%3E%3C/svg%3E") center / 13px no-repeat;
}
.mcl-section--navy .mcl-checks li::before { background-color: rgba(214, 180, 101, 0.16); }
.mcl-xlist { list-style: none; padding: 0; margin: 0 0 1.4em; }
.mcl-xlist li { position: relative; padding-left: 30px; margin-bottom: 0.7em; }
.mcl-xlist li::before { content: ""; position: absolute; left: 4px; top: 0.55em; width: 12px; height: 12px; border: 2px solid var(--gold-600); transform: rotate(45deg); }

/* ---------- Feature tiles ---------- */
.mcl-tile { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 28px; height: 100%; }
.mcl-section--ivory .mcl-tile, .mcl-section--parchment .mcl-tile { border-color: var(--line); }
.mcl-tile__icon { display: block; width: 40px; height: 40px; color: var(--gold-600); margin-bottom: 16px; }
.mcl-tile__icon svg { width: 100%; height: 100%; }
.mcl-tile h3 { font-size: 1.45rem; }
.mcl-tile p { color: var(--ink-2); font-size: 0.96rem; margin-bottom: 0; }
.mcl-tile--navy { background: var(--navy-850); border-color: var(--on-navy-line); }
.mcl-tile--navy h3 { color: #FFFFFF; }
.mcl-tile--navy p { color: var(--on-navy-2); }
.mcl-tile--navy .mcl-tile__icon { color: var(--gold-400); }

/* ---------- Bio / split ---------- */
.mcl-bio { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: clamp(32px, 5vw, 72px); align-items: center; }
.mcl-bio__photo { position: relative; }
.mcl-bio__photo img { border-radius: var(--radius-lg); box-shadow: var(--shadow-lg); width: 100%; }
.mcl-bio__photo figcaption { font-size: 0.82rem; color: var(--ink-3); margin-top: 12px; font-style: italic; }
.mcl-bio__creds { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px 28px; margin: 28px 0 32px; padding: 24px 0; border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.mcl-bio__creds div { font-size: 0.9rem; color: var(--ink-2); line-height: 1.45; }
.mcl-bio__creds strong { display: block; font-family: var(--serif); font-size: 1.2rem; color: var(--navy-900); font-weight: 650; margin-bottom: 2px; }
.mcl-quote { font-family: var(--serif); font-size: clamp(1.45rem, 2.4vw, 1.85rem); line-height: 1.35; color: var(--navy-900); font-style: italic; margin: 0 0 1rem; padding-left: 24px; border-left: 2px solid var(--gold-500); }
.mcl-sig { font-size: 0.9rem; color: var(--ink-3); margin-bottom: 1.6rem; padding-left: 26px; }
.mcl-sig strong { color: var(--navy-900); }
@media (max-width: 900px) { .mcl-bio { grid-template-columns: 1fr; } .mcl-bio__creds { grid-template-columns: 1fr; } }

/* ---------- Interior page hero ---------- */
.mcl-pagehero {
  position: relative; overflow: hidden; color: var(--on-navy);
  background:
    radial-gradient(900px 500px at 100% 0%, rgba(43, 79, 134, 0.5), transparent 60%),
    linear-gradient(180deg, var(--navy-900), var(--navy-950));
  padding: clamp(40px, 5vw, 64px) 0 clamp(56px, 6vw, 88px);
}
.mcl-pagehero::before {
  content: ""; position: absolute; inset: 0; pointer-events: none; opacity: .5;
  background-image: repeating-linear-gradient(90deg, rgba(214, 180, 101, 0.05) 0 1px, transparent 1px 120px);
}
.mcl-pagehero .mcl-container { position: relative; }
.mcl-pagehero__grid { display: grid; grid-template-columns: 1.35fr 0.65fr; gap: clamp(28px, 4vw, 56px); align-items: end; }
.mcl-pagehero h1 { font-size: clamp(2.3rem, 4.6vw, 3.8rem); margin-bottom: 0.35em; }
.mcl-pagehero .mcl-lede { margin-bottom: 1.8rem; }
@media (max-width: 960px) { .mcl-pagehero__grid { grid-template-columns: 1fr; } }

.mcl-crumbs { list-style: none; padding: 0; margin: 0 0 26px; display: flex; flex-wrap: wrap; gap: 6px; font-size: 0.82rem; color: var(--on-navy-2); }
.mcl-crumbs li { margin: 0; display: flex; align-items: center; gap: 6px; }
.mcl-crumbs li + li::before { content: "/"; color: var(--gold-500); opacity: .7; }
.mcl-crumbs a { color: var(--on-navy-2); text-decoration: none; }
.mcl-crumbs a:hover { color: var(--gold-300); }
.mcl-crumbs [aria-current] { color: var(--gold-300); }

.mcl-factcard { background: rgba(255, 255, 255, 0.04); border: 1px solid var(--on-navy-line); border-radius: var(--radius-lg); padding: 24px 24px 20px; }
.mcl-factcard__title { font-size: 0.74rem; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold-400); margin-bottom: 14px; }
.mcl-factcard dl { margin: 0; }
.mcl-factcard dl div { display: flex; justify-content: space-between; gap: 16px; padding: 10px 0; border-top: 1px solid rgba(255, 255, 255, 0.08); font-size: 0.9rem; }
.mcl-factcard dl div:first-child { border-top: 0; padding-top: 0; }
.mcl-factcard dt { color: var(--on-navy-2); }
.mcl-factcard dd { margin: 0; color: #FFFFFF; font-weight: 650; text-align: right; }

/* ---------- Article layout with sticky sidebar ---------- */
.mcl-article { display: grid; grid-template-columns: minmax(0, 1fr) 320px; gap: clamp(32px, 5vw, 72px); align-items: start; }
.mcl-aside { position: sticky; top: calc(var(--header-h) + 24px); display: grid; gap: 20px; }
@media (max-width: 1000px) { .mcl-article { grid-template-columns: 1fr; } .mcl-aside { position: static; } }

.mcl-prose { font-size: 1.04rem; max-width: 46em; }
.mcl-prose h2 { font-size: clamp(1.9rem, 3vw, 2.5rem); margin-top: 2.2em; scroll-margin-top: calc(var(--header-h) + 24px); }
.mcl-prose h2:first-child { margin-top: 0; }
.mcl-prose h3 { margin-top: 1.8em; scroll-margin-top: calc(var(--header-h) + 24px); }
.mcl-prose p, .mcl-prose li { color: var(--ink-2); }
.mcl-prose > ul:not([class]) li::marker, .mcl-prose > ol:not([class]) li::marker { color: var(--gold-600); font-weight: 700; }
.mcl-prose blockquote { margin: 1.6em 0; padding: 4px 0 4px 22px; border-left: 2px solid var(--gold-500); font-family: var(--serif); font-size: 1.3rem; font-style: italic; color: var(--navy-900); }
.mcl-cite { font-size: 0.8rem; color: var(--ink-3); font-style: normal; white-space: nowrap; }

.mcl-callout { position: relative; background: var(--ivory); border: 1px solid var(--line); border-left: 3px solid var(--gold-500); border-radius: var(--radius); padding: 20px 22px; margin: 1.8em 0; }
.mcl-callout p:last-child { margin-bottom: 0; }
.mcl-callout__title { font-family: var(--sans); font-weight: 700; font-size: 0.8rem; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold-700); margin-bottom: 8px; }
.mcl-callout--navy { background: var(--navy-900); border-color: var(--navy-900); border-left-color: var(--gold-500); }
.mcl-callout--navy p, .mcl-callout--navy li { color: var(--on-navy); }
.mcl-callout--navy strong { color: #FFFFFF; }
.mcl-callout--navy .mcl-callout__title { color: var(--gold-400); }
.mcl-callout--warn { border-left-color: var(--warn); }
.mcl-callout--warn .mcl-callout__title { color: var(--warn); }

.mcl-table-wrap { overflow-x: auto; margin: 1.6em 0; border: 1px solid var(--line); border-radius: var(--radius-lg); }
.mcl-table { width: 100%; border-collapse: collapse; font-size: 0.93rem; min-width: 520px; }
.mcl-table th, .mcl-table td { text-align: left; padding: 14px 16px; border-bottom: 1px solid var(--line-soft); vertical-align: top; }
.mcl-table thead th { background: var(--navy-900); color: #FFFFFF; font-weight: 650; font-size: 0.82rem; letter-spacing: 0.04em; }
.mcl-table tbody tr:nth-child(even) { background: var(--ivory); }
.mcl-table tbody tr:last-child td { border-bottom: 0; }
.mcl-table td:first-child { font-weight: 650; color: var(--navy-900); }

.mcl-timeline { list-style: none; padding: 0; margin: 1.6em 0; position: relative; }
.mcl-timeline::before { content: ""; position: absolute; left: 15px; top: 8px; bottom: 8px; width: 2px; background: linear-gradient(var(--gold-500), var(--line)); }
.mcl-timeline li { position: relative; padding-left: 52px; margin-bottom: 22px; }
.mcl-timeline li::before { content: ""; position: absolute; left: 7px; top: 4px; width: 18px; height: 18px; border-radius: 50%; background: var(--paper); border: 3px solid var(--gold-500); }
.mcl-timeline__when { display: block; font-weight: 700; color: var(--navy-900); font-size: 0.95rem; }
.mcl-timeline p { margin: 2px 0 0; font-size: 0.97rem; }

.mcl-letter { background: var(--paper); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px 30px; font-family: "Iowan Old Style", Georgia, serif; font-size: 0.98rem; line-height: 1.6; color: var(--ink); box-shadow: var(--shadow-sm); position: relative; }
.mcl-letter p { color: var(--ink); }
.mcl-letter__copy { position: absolute; top: 14px; right: 14px; font-family: var(--sans); font-size: 0.8rem; font-weight: 650; background: var(--navy-900); color: #FFFFFF; border: 0; border-radius: var(--radius); padding: 8px 12px; cursor: pointer; }
.mcl-letter__copy:hover { background: var(--navy-700); }
.mcl-letter mark { background: #FBF0CF; padding: 0 3px; border-radius: 2px; color: var(--ink); }

/* Sidebar cards */
.mcl-toc { border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 22px; background: var(--paper); }
.mcl-toc__title { font-size: 0.74rem; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold-700); margin-bottom: 12px; }
.mcl-toc ol { list-style: none; padding: 0; margin: 0; counter-reset: toc; }
.mcl-toc li { margin: 0; counter-increment: toc; }
.mcl-toc a { display: flex; gap: 10px; padding: 7px 0; text-decoration: none; color: var(--ink-2); font-size: 0.9rem; line-height: 1.35; border-left: 2px solid transparent; }
.mcl-toc a::before { content: counter(toc, decimal-leading-zero); font-size: 0.75rem; color: var(--gold-600); font-weight: 700; padding-top: 1px; }
.mcl-toc a:hover, .mcl-toc a.is-active { color: var(--navy-900); }
.mcl-toc a.is-active { font-weight: 650; }

.mcl-ctacard { background: var(--navy-900); color: var(--on-navy); border-radius: var(--radius-lg); padding: 26px 24px; position: relative; overflow: hidden; }
.mcl-ctacard::after { content: ""; position: absolute; right: -40px; top: -40px; width: 140px; height: 140px; border: 1px solid var(--on-navy-line); border-radius: 50%; }
.mcl-ctacard h3 { color: #FFFFFF; font-size: 1.55rem; }
.mcl-ctacard p { color: var(--on-navy-2); font-size: 0.93rem; }
.mcl-ctacard .mcl-btn { width: 100%; margin-bottom: 10px; }
.mcl-ctacard__phone { display: block; text-align: center; color: var(--gold-300); font-weight: 650; text-decoration: none; font-size: 0.95rem; padding-top: 4px; }
.mcl-ctacard__phone:hover { color: #FFFFFF; }

.mcl-mini-bio { display: flex; gap: 14px; align-items: center; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 16px; background: var(--ivory); text-decoration: none; color: var(--ink); }
.mcl-mini-bio img { width: 64px; height: 64px; border-radius: 50%; object-fit: cover; flex: none; border: 2px solid var(--gold-500); }
.mcl-mini-bio strong { display: block; font-family: var(--serif); font-size: 1.15rem; color: var(--navy-900); }
.mcl-mini-bio span { display: block; font-size: 0.8rem; color: var(--ink-3); line-height: 1.4; }
.mcl-mini-bio:hover { border-color: var(--gold-500); color: var(--ink); }

/* ---------- FAQ ---------- */
.mcl-faq { border-top: 1px solid var(--line); }
.mcl-faq details { border-bottom: 1px solid var(--line); }
.mcl-faq summary {
  list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 20px;
  padding: 22px 4px; font-family: var(--serif); font-size: clamp(1.25rem, 2vw, 1.45rem); font-weight: 600; color: var(--navy-900); line-height: 1.3;
}
.mcl-faq summary::-webkit-details-marker { display: none; }
.mcl-faq summary::after {
  content: ""; flex: none; width: 30px; height: 30px; border-radius: 50%; border: 1.5px solid var(--gold-500);
  background: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23A5832F' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") center / 14px no-repeat;
  transition: transform .2s ease;
}
.mcl-faq details[open] summary::after { transform: rotate(45deg); }
.mcl-faq summary:hover { color: var(--gold-700); }
.mcl-faq summary h3 { font: inherit; color: inherit; margin: 0; }
.mcl-faq__a { padding: 0 4px 22px; color: var(--ink-2); max-width: 52em; }
.mcl-faq__a p:last-child { margin-bottom: 0; }

/* ---------- Related links ---------- */
.mcl-related { display: flex; flex-direction: column; height: 100%; border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 24px; text-decoration: none; color: var(--ink); background: var(--paper); transition: border-color .18s ease, transform .18s ease; }
.mcl-related:hover { border-color: var(--gold-500); transform: translateY(-2px); color: var(--ink); }
.mcl-related__kicker { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold-700); margin-bottom: 8px; }
.mcl-related h3 { font-size: 1.35rem; margin-bottom: 0.4em; }
.mcl-related p { font-size: 0.92rem; color: var(--ink-2); margin-bottom: 14px; flex: 1; }

/* ---------- CTA band ---------- */
.mcl-cta {
  position: relative; overflow: hidden; color: var(--on-navy);
  background:
    radial-gradient(700px 360px at 90% 120%, rgba(198, 159, 74, 0.18), transparent 60%),
    linear-gradient(135deg, var(--navy-850), var(--navy-950));
  padding: clamp(56px, 7vw, 96px) 0;
}
.mcl-cta .mcl-container { display: grid; grid-template-columns: 1.3fr 0.7fr; gap: 40px; align-items: center; }
.mcl-cta h2 { margin-bottom: 0.35em; }
.mcl-cta .mcl-lede { margin: 0; }
.mcl-cta__actions { display: grid; gap: 12px; justify-items: stretch; }
.mcl-cta__actions .mcl-btn { width: 100%; }
.mcl-cta__note { font-size: 0.8rem; color: var(--on-navy-2); text-align: center; margin: 4px 0 0; }
@media (max-width: 860px) { .mcl-cta .mcl-container { grid-template-columns: 1fr; } }

/* ---------- Forms ---------- */
.mcl-formwrap { display: grid; grid-template-columns: 1.2fr 0.8fr; gap: clamp(32px, 5vw, 64px); align-items: start; }
@media (max-width: 960px) { .mcl-formwrap { grid-template-columns: 1fr; } }
.mcl-form { background: var(--paper); border: 1px solid var(--line); border-top: 3px solid var(--gold-500); border-radius: var(--radius-lg); padding: clamp(22px, 3.5vw, 40px); box-shadow: var(--shadow); }
.mcl-form fieldset { border: 0; padding: 0; margin: 0 0 22px; }
.mcl-form legend, .mcl-form label, .mcl-label { display: block; font-weight: 650; font-size: 0.9rem; color: var(--navy-900); margin-bottom: 8px; padding: 0; }
.mcl-form .mcl-opt { font-weight: 450; color: var(--ink-3); font-size: 0.82rem; }
.mcl-form input[type="text"], .mcl-form input[type="email"], .mcl-form input[type="tel"], .mcl-form input[type="date"], .mcl-form select, .mcl-form textarea,
.mcl-calc input, .mcl-calc select {
  width: 100%; font: inherit; font-size: 1rem; color: var(--ink);
  background: var(--paper); border: 1.5px solid #D6CDB8; border-radius: var(--radius);
  padding: 12px 14px; min-height: 50px; transition: border-color .15s ease, box-shadow .15s ease;
}
.mcl-form textarea { min-height: 140px; resize: vertical; }
.mcl-form input:focus, .mcl-form select:focus, .mcl-form textarea:focus, .mcl-calc input:focus, .mcl-calc select:focus { outline: none; border-color: var(--navy-700); box-shadow: 0 0 0 4px rgba(26, 58, 105, 0.12); }
.mcl-form__row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; margin-bottom: 18px; }
.mcl-form__field { margin-bottom: 18px; }
@media (max-width: 600px) { .mcl-form__row { grid-template-columns: 1fr; gap: 0; } .mcl-form__row .mcl-form__field { margin-bottom: 18px; } }
.mcl-chips { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 10px; }
@media (max-width: 520px) { .mcl-chips { grid-template-columns: 1fr; } }
.mcl-chip { position: relative; }
.mcl-chip input { position: absolute; opacity: 0; inset: 0; margin: 0; cursor: pointer; }
.mcl-chip span { display: flex; align-items: center; gap: 10px; border: 1.5px solid #D6CDB8; border-radius: var(--radius); padding: 13px 14px; font-size: 0.93rem; font-weight: 550; color: var(--ink-2); background: var(--paper); transition: all .15s ease; }
.mcl-chip span::before { content: ""; width: 16px; height: 16px; border-radius: 50%; border: 1.5px solid #B9AE95; flex: none; }
.mcl-chip input:checked + span { border-color: var(--navy-800); background: #F4F6FA; color: var(--navy-900); }
.mcl-chip input:checked + span::before { border: 5px solid var(--navy-800); }
.mcl-chip input:focus-visible + span { outline: 3px solid var(--gold-400); outline-offset: 2px; }
.mcl-consent { display: flex; gap: 12px; align-items: flex-start; font-size: 0.85rem; color: var(--ink-2); line-height: 1.5; margin: 6px 0 22px; }
.mcl-consent input { width: 20px; height: 20px; margin-top: 2px; accent-color: var(--navy-800); flex: none; }
.mcl-hp { position: absolute !important; left: -9999px !important; width: 1px; height: 1px; overflow: hidden; }
.mcl-form__note { font-size: 0.8rem; color: var(--ink-3); margin-top: 14px; }

/* ---------- Deposit calculator ---------- */
.mcl-calc { background: var(--paper); border: 1px solid var(--line); border-top: 3px solid var(--gold-500); border-radius: var(--radius-lg); box-shadow: var(--shadow); overflow: hidden; }
.mcl-calc__head { background: var(--navy-900); color: #FFFFFF; padding: 22px 26px; }
.mcl-calc__head h2, .mcl-calc__head h3 { color: #FFFFFF; margin: 0 0 4px; font-size: 1.7rem; }
.mcl-calc__head p { margin: 0; color: var(--on-navy-2); font-size: 0.92rem; }
.mcl-calc__body { padding: 24px 26px 26px; display: grid; gap: 18px; }
.mcl-calc__row { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
@media (max-width: 600px) { .mcl-calc__row { grid-template-columns: 1fr; } }
.mcl-calc label { display: block; font-weight: 650; font-size: 0.9rem; color: var(--navy-900); margin-bottom: 8px; }
.mcl-calc__hint { font-size: 0.8rem; color: var(--ink-3); margin-top: 6px; }
.mcl-calc__out { border-top: 1px solid var(--line); padding: 22px 26px 26px; background: var(--ivory); }
.mcl-calc__out[hidden] { display: none; }
.mcl-calc__result { display: grid; gap: 12px; }
.mcl-calc__date { display: flex; justify-content: space-between; gap: 16px; align-items: baseline; padding: 12px 0; border-bottom: 1px dashed var(--line); }
.mcl-calc__date span { color: var(--ink-2); font-size: 0.94rem; }
.mcl-calc__date strong { font-family: var(--serif); font-size: 1.35rem; color: var(--navy-900); white-space: nowrap; }
.mcl-verdict { border-radius: var(--radius); padding: 16px 18px; font-size: 0.95rem; line-height: 1.55; }
.mcl-verdict strong { display: block; font-size: 1rem; margin-bottom: 4px; }
.mcl-verdict--good { background: #EAF3EE; border: 1px solid #BFD9CB; color: #1F4B37; }
.mcl-verdict--good strong { color: #1F4B37; }
.mcl-verdict--warn { background: #FBF1E4; border: 1px solid #EBCFA8; color: #6B3A0E; }
.mcl-verdict--warn strong { color: #6B3A0E; }
.mcl-verdict--info { background: #EEF2F8; border: 1px solid #C9D4E6; color: var(--navy-800); }
.mcl-verdict--info strong { color: var(--navy-900); }

/* ---------- Footer ---------- */
.mcl-footer { background: var(--navy-950); color: var(--on-navy-2); padding: clamp(56px, 6vw, 80px) 0 28px; font-size: 0.92rem; }
.mcl-footer__grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; padding-bottom: 44px; border-bottom: 1px solid rgba(255, 255, 255, 0.08); }
@media (max-width: 960px) { .mcl-footer__grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 560px) { .mcl-footer__grid { grid-template-columns: 1fr; } }
.mcl-footer h2, .mcl-footer__h { font-family: var(--sans); font-size: 0.74rem; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; color: var(--gold-400); margin: 0 0 16px; }
.mcl-footer ul { list-style: none; padding: 0; margin: 0; }
.mcl-footer li { margin-bottom: 10px; }
.mcl-footer a { color: var(--on-navy); text-decoration: none; }
.mcl-footer a:hover { color: var(--gold-300); }
.mcl-footer__brand p { margin: 18px 0; max-width: 30em; }
.mcl-footer__nap { font-style: normal; line-height: 1.7; }
.mcl-footer__nap a { font-weight: 600; }
.mcl-footer__legal { padding-top: 26px; display: grid; gap: 14px; font-size: 0.78rem; line-height: 1.6; color: #8D9AB0; }
.mcl-footer__legal p { margin: 0; }
.mcl-footer strong { color: #FFFFFF; }
.mcl-footer__bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 12px; }
.mcl-footer__bottom a { color: #B7C3D6; }

/* ---------- Mobile call bar ---------- */
.mcl-mobilebar { display: none; }
@media (max-width: 760px) {
  .mcl-mobilebar {
    display: grid; grid-template-columns: 1fr 1.4fr; gap: 8px;
    position: fixed; left: 0; right: 0; bottom: 0; z-index: 60;
    padding: 10px 12px calc(10px + env(safe-area-inset-bottom));
    background: rgba(5, 14, 28, 0.97); border-top: 1px solid var(--on-navy-line);
  }
  .mcl-mobilebar .mcl-btn { min-height: 48px; font-size: 0.92rem; padding: 0 0.8em; }
  body.mcl { padding-bottom: 76px; }
}

/* ---------- Misc ---------- */
.mcl-badge { display: inline-flex; align-items: center; gap: 8px; font-size: 0.78rem; font-weight: 650; letter-spacing: 0.04em; padding: 6px 12px; border-radius: 999px; background: rgba(214, 180, 101, 0.14); color: var(--gold-300); border: 1px solid var(--on-navy-line); margin-bottom: 18px; }
.mcl-badge--light { background: var(--parchment); color: var(--gold-700); border-color: var(--line); }
.mcl-divider { display: flex; align-items: center; justify-content: center; gap: 14px; color: var(--gold-500); margin: 0 auto 22px; }
.mcl-divider::before, .mcl-divider::after { content: ""; width: 60px; height: 1px; background: currentColor; opacity: .6; }
.mcl-divider svg { width: 22px; height: 22px; }
.mcl-cities { display: flex; flex-wrap: wrap; gap: 10px; list-style: none; padding: 0; margin: 0; }
.mcl-cities li { margin: 0; padding: 8px 14px; border: 1px solid var(--line); border-radius: 999px; font-size: 0.88rem; color: var(--ink-2); background: var(--paper); }
.mcl-section--navy .mcl-cities li { border-color: var(--on-navy-line); background: transparent; color: var(--on-navy); }
.mcl-note { font-size: 0.85rem; color: var(--ink-3); border-top: 1px solid var(--line); padding-top: 18px; margin-top: 32px; }
.mcl-updated { font-size: 0.82rem; color: var(--ink-3); margin-bottom: 1.4rem; display: flex; gap: 8px; align-items: center; flex-wrap: wrap; }
.mcl-updated a { color: var(--navy-700); }
.mcl-404 { text-align: center; padding: clamp(80px, 12vw, 160px) 0; }

@media (prefers-reduced-motion: reduce) {
  .mcl *, .mcl *::before, .mcl *::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}
@media print {
  .mcl-header, .mcl-topbar, .mcl-mobilebar, .mcl-cta, .mcl-aside, .mcl-footer, .mcl-drawer { display: none !important; }
  .mcl-pagehero { background: none; color: var(--ink); padding: 0 0 20px; }
  .mcl-pagehero h1 { color: var(--navy-900); }
}

/* ---------- Additions ---------- */
.mcl figure { margin: 0; }
.mcl-h1-kicker {
  display: block; font-family: var(--sans); font-size: 0.8rem; font-weight: 700; line-height: 1.5;
  letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold-400); margin-bottom: 1.1rem;
}
.mcl-h1-kicker::before { content: ""; display: inline-block; vertical-align: middle; width: 28px; height: 1px; background: currentColor; margin-right: 0.75em; }
.mcl-section--flush-top { padding-top: 0; }
.mcl-pagehero__photo { justify-self: end; width: min(100%, 300px); }
.mcl-pagehero__photo img { border-radius: 4px; box-shadow: var(--shadow-lg); outline: 1px solid var(--on-navy-line); outline-offset: 10px; }
@media (max-width: 960px) { .mcl-pagehero__photo { justify-self: start; width: min(60%, 240px); } }
.mcl-kv { display: grid; grid-template-columns: 150px 1fr; gap: 0; border-top: 1px solid var(--line); margin: 1.4em 0; }
.mcl-kv dt, .mcl-kv dd { padding: 14px 0; border-bottom: 1px solid var(--line); margin: 0; }
.mcl-kv dt { font-weight: 700; color: var(--navy-900); font-size: 0.92rem; }
.mcl-kv dd { color: var(--ink-2); }
@media (max-width: 560px) { .mcl-kv { grid-template-columns: 1fr; } .mcl-kv dt { border-bottom: 0; padding-bottom: 0; } }
.mcl-linklist { list-style: none; padding: 0; margin: 0 0 1.4em; border-top: 1px solid var(--line); }
.mcl-linklist li { margin: 0; border-bottom: 1px solid var(--line); }
.mcl-linklist a { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 14px 2px; text-decoration: none; color: var(--navy-900); font-weight: 600; }
.mcl-linklist a span { display: block; font-weight: 400; font-size: 0.88rem; color: var(--ink-3); }
.mcl-linklist a svg { width: 18px; height: 18px; color: var(--gold-600); flex: none; }
.mcl-linklist a:hover { color: var(--gold-700); }
.mcl-form .mcl-chip { margin: 0; font-weight: inherit; color: inherit; }
.mcl-form .mcl-consent { display: flex; font-weight: 450; color: var(--ink-2); margin: 6px 0 22px; }
.mcl-contactcard { border: 1px solid var(--line); border-radius: var(--radius-lg); padding: 22px; background: var(--paper); }
.mcl-contactcard h3 { font-size: 1.35rem; }
.mcl-contactcard ul { list-style: none; padding: 0; margin: 0; }
.mcl-contactcard li { display: flex; gap: 12px; align-items: flex-start; padding: 10px 0; border-top: 1px solid var(--line-soft); margin: 0; font-size: 0.93rem; color: var(--ink-2); }
.mcl-contactcard li:first-child { border-top: 0; }
.mcl-contactcard svg { width: 18px; height: 18px; color: var(--gold-600); flex: none; margin-top: 3px; }
.mcl-contactcard a { color: var(--navy-800); font-weight: 650; text-decoration: none; }
.mcl-steps-mini { list-style: none; counter-reset: s; padding: 0; margin: 0; }
.mcl-steps-mini li { counter-increment: s; position: relative; padding-left: 40px; margin: 0 0 16px; font-size: 0.93rem; color: var(--ink-2); }
.mcl-steps-mini li::before { content: counter(s); position: absolute; left: 0; top: 0; width: 26px; height: 26px; border-radius: 50%; background: var(--navy-900); color: var(--gold-300); font-weight: 700; font-size: 0.8rem; display: grid; place-items: center; }
.mcl-steps-mini strong { display: block; color: var(--navy-900); }
.mcl-faqgroup { margin-bottom: clamp(40px, 5vw, 64px); }
.mcl-faqgroup > h2 { font-size: clamp(1.7rem, 2.6vw, 2.2rem); margin-bottom: 0.6em; }

.mcl-calc__date strong, .mcl-bio__creds strong, .mcl-steps > li::before, .mcl-quote { font-variant-numeric: lining-nums; }
@media (max-width: 560px) {
  .mcl-btns .mcl-btn { width: 100%; }
  .mcl-hero__trust { gap: 10px 18px; }
  .mcl-factcard dl div { flex-direction: column; gap: 2px; }
  .mcl-factcard dd { text-align: left; }
}

/* ---------- v2: mega menu, fees, social ---------- */
.mcl-header .mcl-container { position: relative; }
.mcl-nav__item--mega { position: static; }
.mcl-nav__menu--mega {
  left: var(--gutter); right: var(--gutter); min-width: 0; top: calc(100% - 6px);
  display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 4px 18px; padding: 22px 22px 0;
}
.mcl-nav__col { display: flex; flex-direction: column; padding-bottom: 18px; }
.mcl-nav__label { display: flex; align-items: center; gap: 8px; font-size: 0.72rem; font-weight: 700; letter-spacing: 0.16em; text-transform: uppercase; color: var(--gold-700); padding: 0 12px 10px; border-bottom: 1px solid var(--line-soft); margin-bottom: 6px; }
.mcl-nav__label svg { width: 16px; height: 16px; color: var(--gold-600); }
.mcl-nav__menu--mega a.is-pillar { border-bottom: 0; margin-bottom: 0; }
.mcl-nav__foot { grid-column: 1 / -1; margin: 0 -22px; padding: 14px 34px; background: var(--navy-900); color: var(--on-navy-2); font-size: 0.88rem; border-radius: 0 0 var(--radius-lg) var(--radius-lg); }
.mcl-nav__foot strong { color: var(--gold-300); }
.mcl-nav__menu--mega .mcl-nav__foot a { display: inline; padding: 0; color: #FFFFFF; text-decoration: underline; text-underline-offset: 3px; }
.mcl-nav__menu--mega .mcl-nav__foot a:hover { background: none; color: var(--gold-300); }
.mcl-topbar__fee { color: var(--gold-300); font-weight: 650; }
.mcl-drawer__fee { font-size: 0.82rem; color: var(--on-navy-2); text-align: center; margin: 0; }
.mcl-ctacard strong { color: #FFFFFF; }

.mcl-hero__fee {
  display: flex; gap: 12px; align-items: flex-start; max-width: 36em; margin: 0 0 1.8rem;
  padding: 14px 16px; border: 1px solid var(--on-navy-line); border-left: 3px solid var(--gold-500);
  border-radius: var(--radius); background: rgba(255, 255, 255, 0.04); color: var(--on-navy-2); font-size: 0.93rem; line-height: 1.5;
}
.mcl-hero__fee svg { width: 22px; height: 22px; color: var(--gold-400); flex: none; margin-top: 1px; }
.mcl-hero__fee strong { color: #FFFFFF; }
.mcl-hero__fee a { color: var(--gold-300); }

.mcl-feeband {
  display: grid; grid-template-columns: auto 1fr auto; gap: 28px; align-items: center;
  margin-top: clamp(32px, 4vw, 48px); padding: 28px 32px; border-radius: var(--radius-lg);
  background: var(--navy-900); color: var(--on-navy-2); box-shadow: var(--shadow);
}
.mcl-feeband__big { font-family: var(--serif); font-size: clamp(1.9rem, 3.2vw, 2.6rem); font-weight: 600; line-height: 1.05; color: #FFFFFF; }
.mcl-feeband__big em { color: var(--gold-400); }
.mcl-feeband p { margin: 0; font-size: 0.95rem; }
.mcl-feeband strong { color: #FFFFFF; }
@media (max-width: 860px) { .mcl-feeband { grid-template-columns: 1fr; gap: 14px; } }

.mcl-num { display: inline-grid; place-items: center; width: 34px; height: 34px; border-radius: 50%; border: 1.5px solid var(--gold-500); color: var(--gold-700); font-weight: 700; font-size: 0.85rem; margin-bottom: 14px; }

.mcl-social { display: flex; flex-wrap: wrap; gap: 10px; list-style: none; padding: 0; margin: 0; }
.mcl-social li { margin: 0; }
.mcl-social a { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; border: 1px solid var(--on-navy-line); color: var(--gold-300); transition: background-color .15s ease, color .15s ease; }
.mcl-social a:hover { background: var(--gold-500); color: var(--navy-950); }
.mcl-social svg { width: 18px; height: 18px; }
.mcl-social--light a { border-color: var(--line); color: var(--gold-700); }
.mcl-social--light a:hover { color: var(--navy-950); }
.mcl-footer__follow { margin: 22px 0 10px; font-size: 0.8rem; font-weight: 700; letter-spacing: 0.14em; text-transform: uppercase; color: var(--gold-400); }

/* form status + human check */
.mcl-form__human { margin: 4px 0 18px; min-height: 65px; }
.mcl-form__status { border-radius: var(--radius); padding: 12px 14px; font-size: 0.9rem; margin: 0 0 16px; background: #FBF1E4; border: 1px solid #EBCFA8; color: #6B3A0E; }
.mcl-form__status[hidden] { display: none; }
.mcl-btn[disabled] { opacity: .65; cursor: progress; transform: none; }
.mcl-contactcard .mcl-steps-mini li { display: block; border-top: 0; padding: 0 0 0 40px; margin: 0 0 16px; }

/* ---------- v3: issue panels + document upload ---------- */
.mcl-issuepanel { border: 1px solid var(--line); border-left: 3px solid var(--gold-500); background: var(--ivory); border-radius: var(--radius); padding: 18px 20px 6px; margin: 0 0 24px; }
.mcl-issuepanel[hidden] { display: none; }
.mcl-issuepanel__title { display: flex; align-items: center; gap: 10px; font-family: var(--serif); font-size: 1.3rem; font-weight: 600; color: var(--navy-900); margin-bottom: 14px; }
.mcl-issuepanel__title svg { width: 22px; height: 22px; color: var(--gold-600); }
.mcl-issuepanel__ask { font-size: 0.92rem; color: var(--ink-2); margin: 4px 0 8px; }
.mcl-issuepanel .mcl-xlist { margin-bottom: 12px; }
.mcl-issuepanel .mcl-xlist li { font-size: 0.92rem; color: var(--ink-2); }

.mcl-upload { position: relative; }
.mcl-upload input[type="file"] { position: absolute; width: 1px; height: 1px; opacity: 0; overflow: hidden; }
.mcl-form .mcl-upload__drop {
  display: flex; flex-direction: column; align-items: center; gap: 6px; margin: 0;
  padding: 24px 16px; border: 2px dashed #CFC4AA; border-radius: var(--radius); background: var(--paper);
  cursor: pointer; text-align: center; font-weight: 500; color: var(--ink-2); transition: border-color .15s ease, background-color .15s ease;
}
.mcl-form .mcl-upload__drop svg { width: 28px; height: 28px; color: var(--gold-600); }
.mcl-form .mcl-upload__drop strong { color: var(--navy-800); }
.mcl-form .mcl-upload__drop small { font-size: 0.8rem; color: var(--ink-3); }
.mcl-upload__drop:hover, .mcl-upload__drop.is-drag { border-color: var(--gold-500); background: #FFFCF5; }
.mcl-upload:focus-within .mcl-upload__drop { outline: 3px solid var(--gold-400); outline-offset: 2px; }
.mcl-upload__list { list-style: none; padding: 0; margin: 10px 0 0; }
.mcl-upload__list li { display: flex; align-items: center; gap: 10px; padding: 9px 12px; margin: 0 0 6px; border: 1px solid var(--line); border-radius: var(--radius); background: var(--paper); font-size: 0.9rem; }
.mcl-upload__list li span { flex: 1; min-width: 0; overflow: hidden; text-overflow: ellipsis; white-space: nowrap; color: var(--ink); }
.mcl-upload__list li small { color: var(--ink-3); white-space: nowrap; }
.mcl-upload__list button { border: 0; background: none; color: var(--warn); font: inherit; font-size: 0.85rem; font-weight: 650; cursor: pointer; padding: 2px 4px; }
.mcl-upload__list button:hover { text-decoration: underline; }
.mcl-upload__error { color: var(--warn); font-size: 0.85rem; margin: 8px 0 0; }
.mcl-ast { font-size: 0.55em; vertical-align: super; line-height: 0; margin-left: 0.04em; font-style: normal; }
.mcl-hero__fine { max-width: 40em; margin: 1.6rem 0 0; padding-top: 1.1rem; border-top: 1px solid var(--on-navy-line); font-size: 0.88rem; line-height: 1.55; color: var(--on-navy-2); }
.mcl-hero__fine > span { color: var(--gold-400); font-weight: 700; margin-right: 2px; }
.mcl-hero__fine a { color: var(--gold-300); }
.mcl-updated svg { width: 16px; height: 16px; flex: none; color: var(--gold-600); }
/* Safety net: an inline icon without its own size rule never renders larger than text */
.mcl svg:not([width]):not(.mcl-logo__mark) { max-height: 64px; }

/* Photos that depict a staged scene carry an on-image "Dramatization" label (Rule 4-7.13(b)(6)) */
.mcl-photo { position: relative; margin: 1.6em 0 2em; }
.mcl-photo img { width: 100%; border-radius: var(--radius-lg); box-shadow: var(--shadow); }
.mcl-photo__label { position: absolute; left: 12px; bottom: 12px; background: rgba(5, 14, 28, 0.88); color: #FFFFFF; font-size: 0.82rem; font-weight: 700; letter-spacing: 0.06em; padding: 6px 11px; border-radius: var(--radius); }
